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CAR FINANCIAL SERVICES

Compare finance and leasing options and services for obtaining a CUPRA vehicle.

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CAR LEASE & FINANCE OPTIONS

Most popular

Personal Contract Plan (PCP)

A flexible financing solution which offers lower monthly payments by deferring part of the car’s price until the end of the contract. This approach reduces the monthly cost compared to other types of financing.

Car Loan Type

Financing

Down Payment

Flexible

Monthly Rate

Fixed, particularly low, but higher final payment

Duration

Between 36 and 48 months

Mileage Restriction

New Cars: 60,000km at contract end.
Used Cars: 50,000km - 200,000km at contract end

End of Contract

Option 1. Upgrade to a new vehicle and start your PCP journey again. 

Option 2. Make a one-off payment or re-finance the final instalment and take ownership of the car. 

Option 3. Return your car to the dealer with no future payments (subject to wear and tear).

View offer
More info

Hire Purchase

A fixed instalment payment solution where you become the owner at the end of the term - a straightforward way to experience CUPRA excellence.

Car Loan Type

Instalment Loan

Down Payment

Flexible

Monthly Rate

Fixed

Duration

Flexible between 12 and 60 months

Mileage Restriction

Unlimited

End of Contract

Once you make your final payment, you become the owner of the vehicle.

More info

Operational Leasing

You’ll drive a new CUPRA for a set amount of time and kilometres. You have three options at the end of your lease. You can choose to turn in your CUPRA for a new one, purchase it, or return it at the end of your term. 

Car Loan Type

Operational Leasing

Down Payment

None

Monthly Rate

Fixed

Duration

Flexible Personal between 12 and 48 months. Business between 24 and 60 months.

Mileage Restriction

Restricted

End of Contract

Return the vehicle (subject to fair wear & tear) and lease a new one should you wish.

Enjoy a new CUPRA without the commitment of ownership, perfect for both business contract hire and personal use.

More info

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Why Choose Financial Services?

Flexible Financing: Customisable plans for business contract hire, personal finance and more.

 

No Ownership Pressure: Operating Lease lets you drive without ownership worries.

 

Tailored for Fleet Managers: We offer specialised solutions designed to help companies operate smoothly. Discover why CUPRA vehicles are preferred by fleet managers.

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Explore cupra business lease offers & more

Discover how CUPRA can help manage your vehicle fleet with flexible business leasing options.

Explore Fleets

OFFERS

€3,500 SEAI Grant Booster
Cupra tavascan electric car offer, suv coupe in tavascan blue colour with 21 inch katla wheels. Glass panel and sky background.

CUPRA Tavascan

Battery 77kWh (286HP) Endurance
Tavascan Electric
from
€ 259
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Tavascan Endurance 77kwh 286bhp (Type 4). OTRP €45,365. Deposit / Part Exchange €13,713.20. 36 monthly payments of €259. Optional Final Payment €22,327.80. APR 0%. Total Cost of Credit €0. No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€2,000 Trade-In Booster
Cupra terramar suv in timanfaya grey, model year 2025, with 19 inch cosmic copper wheels at sunset by the sea. Hybrid suv for sale.

CUPRA Terramar

1.5 eTSI 150 HP (110kW)
Terramar Mild-Hybrid
from
€ 369
per month with 3.9% APR PCP Finance
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

Typical Finance Example: CUPRA Terramar V1 1.5eTSI 150hp DSG. OTRP €48,060. Deposit / Part Exchange €14,685.37. 36 monthly payments of €369. Optional Final Payment €23,294.70. APR 3.9%. Total Cost of Credit €3,354.07 including acceptance fee (€75) and completion fee (€75). No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€2,000 Trade-In Booster
new cupra terramar e-hybrid

CUPRA Terramar (PHEV)

1.5 TSI e-HYBRID 204 HP (150 kW)
Terramar Plug-In Hybrid
from
€ 279
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Terramar V1 eHYBRID 204HP DSG. OTRP €50,140. Deposit / Part Exchange €15,526. 36 monthly payments of €279. Optional Final Payment €24,570. APR 0%. Total Cost of Credit €0. No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€2,000 Trade-In Booster
new cupra formentor offer, suv in century bronze matt, model year 2025, with 19 inch artic copper wheels and cityscape background. New car offers available.

CUPRA Formentor

1.5 TSI 150HP (110kW) 6-Speed
Formentor Petrol
from
€ 259
per month with 1.9% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Formentor V1 1.5TSI 150hp. OTRP €40,925. Deposit / Part Exchange €12,506.54. 36 monthly payments of €259. Optional Final Payment €20,361.75. APR 3.9%. Total Cost of Credit €1,417.29 including acceptance fee (€75) and completion fee (€75). No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€2,000 Trade-In Booster
new cupra formentor phev offer, suv in century bronze matt, model year 2025, with 19 inch artic copper wheels and cityscape background. New car offers available.

CUPRA Formentor (PHEV)

1.5 e-HYBRID 204HP (150kW) 6-Speed
Formentor Plug-In Hybrid
from
€ 279
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Formentor V1 eHYBRID 204hp DSG. OTRP €46,735. Deposit / Part Exchange €14,280.85. 36 monthly payments of €279. Optional Final Payment €22,410.15. APR 0%. Total Cost of Credit €0. No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€3,500 SEAI Grant Booster
3/4 front view of the cupra born eboost in Aurora Blue with 20 inch alloy wheels

CUPRA Born

eBoost 59kWh 231HP
Born Electric
from
€ 239
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Born e-Boost 59kWh 231hp. OTRP €37,330. Deposit / Part Exchange €11,296.90. 36 monthly payments of €239. Optional Final Payment €17,429.10. APR 0%. Total Cost of Credit €0. No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€3,500 SEAI Grant Booster
3/4 view of the CUPRA Born VZ in Dark Forest 2025

CUPRA Born VZ

VZ 79kWh 321HP
Born Electric
from
€ 269
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Born VZ 79kWh 326hp. OTRP €41,775. Deposit / Part Exchange €12,718.50. 36 monthly payments of €269. Optional Final Payment €19,327.50. APR 0%. Total Cost of Credit €0. No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€2,000 Trade-In Booster
Cupra leon estate car in enceladus grey matt, model year 2025, with 19 inch hailstorm copper wheels. New car offers available.

CUPRA Leon

1.5 TSI 110kW (150HP) 6-speed MQ
Leon Petrol
from
€ 239
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Leon V1 1.5 TSI 150hp. OTRP €35,815. Deposit / Part Exchange €10,847.95. 36 monthly payments of €239. Optional Final Payment €16,363.05. APR 0%. Total Cost of Credit €0. No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€2,000 Trade-In Booster
Cupra leon estate car in enceladus grey matt, model year 2025, with 19 inch hailstorm copper wheels. New car offers available.

CUPRA Leon (PHEV)

1.5 e-HYBRID 150kW (204HP) 6-speed DSG
Leon Plug-In Hybrid
From
€ 349
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Leon V1 e-Hybrid 204hp DSG. OTRP €45,425. Deposit / Part Exchange €13,758.25. 36 monthly payments of €349. Optional Final Payment €19,102.75. APR 0%. Total Cost of Credit €0. APR is available on selected models only. Maximum deposit requirement of 31% applies to this offer.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€2,000 Trade-In Booster
Cupra leon for sale, hatchback in magnetic tech matt grey with 19 inch polar copper wheels and illuminated city background. New car offers available.

CUPRA Leon Sportstourer

1.5 eTSI mHEV 110kW (150HP) 7 speed DSG
Leon Sportstourer Mild-Hybrid
from
€ 249
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Leon SP V1 1.5 TSI 150hp. OTRP €37,930. Deposit / Part Exchange €11,608.90. 36 monthly payments of €249. Optional Final Payment €17,357.10. APR 0%. Total Cost of Credit €0. No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

€2,000 Trade-In Booster
Cupra leon for sale, hatchback in magnetic tech matt grey with 19 inch polar copper wheels and illuminated city background. New car offers available.

CUPRA Leon Sportstourer (PHEV)

1.5 TSI e-HYBRID 150kW (204HP) 6-speed DSG
Leon Sportstourer Plug-In Hybrid
from
€ 359
per month with 0% APR PCP Finance*
Go to offer
Get a Quote

*Offers available on new retail sales ordered between 1st - 31st October 2025 and registered on or before 31st March 2026. Offers are subject to availability and may be withdrawn at any time.

 

Typical Finance Example: CUPRA Leon SP V1 e-Hybrid 204hp DSG. OTRP €47,685. Deposit / Part Exchange €14,686.45. 36 monthly payments of €359. Optional Final Payment €20,074.55. APR 0%. Total Cost of Credit €0. No minimum deposit requirement. A maximum deposit of 31% applies to this illustrative example.

 

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Subject to lending criteria, terms and conditions apply. CUPRA Financial Services, trading as Volkswagen Financial Services Ireland Limited, is regulated by the Central Bank of Ireland.

FAQs

How does the Operating Lease service work?

The Operating Lease service offers you a monthly payment contract that will allow you to enjoy your CUPRA, as well as all the services you need to drive the vehicle (insurance, maintenance, tyre plan, fuel card, and more). Each monthly rental includes all of these services, providing benefits and affordability.
Do I need to make a downpayment when hiring the Operating Lease service?

You can contract the Lease service with no down payment or with a down payment of up to 30% of the car's value, depending on your preferred monthly rental amount.
How long is the Operating Lease payment period?

Kindly refer to your local CUPRA retailer for information about the lease payment period.
Is there an annual mileage limit?

Yes, usually there is a mileage limit for lease products, however every market differs. 
Can I keep the CUPRA vehicle at the end of my agreement?

At the end of the contract, you usually have options. Kindly contact your local retailer for more information.
Do I have to make a final payment at the end of my contract hire agreement?

No, at the end of the agreement you will return the vehicle without any optional final payment.
What does the service include?

Leasing is usually inclusive of maintenance and service. Insurance is optional, but offerings may vary. Contact your local retailer for the latest information.
How do I pay the monthly rental?

Each month, the corresponding charge will be made to your bank account.
Can I leave the country with the car?

Please check the regulations with your local CUPRA retailer.
If I'm a company, can I contract this service?

Yes, the Operating Lease service is available for private users, businesses, and self-employed individuals.
Where can I hire this service and what documents do I need?

You can hire the service at your nearest CUPRA retailer with personal and financial documents. Please inquire about the specific documents required.
What happens if I have an accident?

With the CUPRA Operating Lease service, you have roadside assistance 24/7. For more details, contact your local retailer.
Can my partner or any another person drive the car, or just me?

Please contact your local retailer for further information on the leasing/rental rules and national laws.
Can I claim the rentals on my taxes?

Please contact your local retailer for advice regarding tax claims on rentals.
Can I test drive the CUPRA vehicle first?

Yes, you can request a test drive at your nearest retailer.
What happens if my request is not granted?

If your request is not granted, it will be cancelled at no cost to you. For alternative options, please contact your nearest retailer.
Can I cancel the Leasing contract?

Cancellation of the Leasing service before the end of the contract is possible, but an early termination penalty may apply.
Is Operating Lease worthwhile as a private individual?

Yes, Operating Lease is increasingly popular among private individuals due to consistently low monthly payments, no used car risks, and access to cutting-edge vehicles without full purchase costs.
Can I freely configure my CUPRA when leasing?

Yes, you can configure your dream CUPRA online.
What happens if I drive more (or less) miles than expected?

There is usually a fee for exceeding the mileage limitation. Contact your local retailer for more information.
Do I have to expect high additional costs for signs of use when I return the lease?

No. Normal signs of use and minor damage are typically accepted. Major damage exceeding normal wear may require compensation. Hull insurance covers accidents, even if self-inflicted.
Do I have to insure my leased CUPRA myself?

Yes, you have the freedom to choose your vehicle insurance provider.
Is comprehensive insurance compulsory?

Yes, fully comprehensive insurance is mandatory under leasing terms. Contact your local retailer to explore your options.

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